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Dave Eldridge and Jean Claveau join Androscoggin Banks Commercial Propety Lending Team.

Lewiston, ME - 12/21/16 by Heather Bowman Androscoggin Bank is pleased to announce the addition of Dave Eldridge and Jean Claveau to the Commercial Real Estate Lending Team. Dave Eldridge joined the Bank as Vice President, Commercial Loan Manager. During his career, he has received many awards including the Small Business Administrations Financial Advocate of the Year for Maine. Previously, Dave was the director of finance and operations at Washington Academy, where he was in charge of the school’s Business Office. He also had worked as Vice President of Commercial Property Banking, where he managed a loan portfolio in excess of $100 million. Dave attended the National School of Banking where he graduated Cum Laude. In 1991, he graduated from the University of Maine with a Bachelors degree in Business Administration. Jean Claveau joined the bank as Vice President, Commercial property Loan Officer. Before coming to Androscoggin Bank, Jean worked as Vice President, Senior Business Banker monitoring more than $25 million in business and commercial accounts. Previously, Jean worked as a home loan and investment officer for Coastal Enterprises, Inc., where he worked to provide funding for Maine companies and household loans for condos and apartments. Jean received his Masters degree in Business Administration from Thomas College in Maine in 2004. He graduated from University Laval in Quebec in 1989 with a Certificate in Political Science. Jean also received his certification as Economic Development Finance Professional from the National Development Council in 2001. About Androscoggin Bank Founded in 1870, Androscoggin Bank provides financial services to individuals, real estate professionals, businesses, governments, non-profits and municipalities. Androscoggin Bank currently serves communities throughout central, southern and mid-coast Maine with branch locations in Lewiston, Auburn, Brunswick, Gray, Jay, Lisbon Falls, Livermore Falls, South Paris, Turner and Portland. For more information, visit

Main Real Estate Report June 2017

According to the new report produced in June 2017, the value of Maine Real estate continues to grow although there some slight declines in sales. The Mine Listings shows that single- family homes existing in within the state registered a 3.54% growth in the median sales (MSP), which is up to $205, 000 in June 2017 as compared to June 2016. According to the MSP, half of the homes were sold for more while the other half sold for less. Besides, Single-family existing homes sales rose to 3.62 % in June.

Our own Keller Williams team has reported the 2017 market:

The President of 2017 Maine Association of REALTORS, Greg Gosselin states that the new-recorded numbers in June 2017 indicate a continued growth, which is coming off from the 2016 record-breaking statistics. This shows that the number of homes that were sold in June 2017 is almost eight percent higher as compared to the June average of the most recent three years.

The report further shows that move-in ready homes with appropriate prices are quickly under contract. This is because buyers are abundant and most of them are seeking home ownership through a program with the long-term financial benefits.
National Association of Realtors report shows that there was a 0.7 percent increase in home sales in June across the country as compared to June 2016. Moreover, the national MSP was $266,200, which represents a 6.6 percent growth. Regarding regions, the sales in the Northeast part increased by 1.3 percent with the regional MSP rising to $296,300 which is an increase of 4.1 percent.

Maine home sales in 2017 started slightly below the 2016 record-breaking performance. Consequently, the single-family sales through the first two months of this year were 3 percent below last year’s values. This was below the record that was set in 2016 within the same period as sales rose by nearly 20 percent in the first two months.

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Chamber Breakfast

July 14 -- 7:15 AM at Lost Valley Ski & Banquet Resort, 200 Lost Valley Rd., Auburn
Program: The Great Falls Balloon Festival

Speaker: Dr. John Reeder, Balloonmeister

Many thanks to our breakfast sponsor: People's United Bank

Please be sure to visit our Spotlighters: Auburn Business Association, Commercial Communications, Goodwin Design Associates and ProPrint
Cost: Members and guests of members $17.00 Non-members $25.00


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Donna L. Miller Joins Androscoggin Bank as Assistant Vice President and Mortgage Loan Officer Brunswick, Maine - 8/10/16 by Heather Bowman Brunswick, MAINE  –

Donna L. Miller has joined Androscoggin Banks mortgage team as Assistant Vice President and Property Mortgage Loan Officer. Miller has over twenty years of experience in banking specializing in all areas of retail lending and customer service. -We are really enthusiastic about Donna Millers contribution to our team. I believe that her experience will play a very important role in our ability to provide superior mortgage services to our customers,- said Bruce Winter, Vice President and Mortgage Loan Manager. Miller, of West Bath, is a graduate the New England School of Banking and was previously a Mortgage Advisor at Key Bank. Donna is a member of the Southern Midcoast Maine Chamber of Commerce Fundraising Committee.

Androscoggin Bank hires Commercial Real Estate Lender - 8/14/16

by Heather Bowman Brunswick, MAINE (August 14, 2015) - Androscoggin Bank is pleased to announce the hire of Pamela Settle, Vice President, Commercial Loan Officer. Settle has 17 years experience in the financial services industry with the past 14 concentrated in lending.  Most recently, Settle was President and Sole Shareholder for Advanced Title Solutions in Lewiston. Previously, she had been employed at Androscoggin Bank as Vice President, Commercial Real Estate Loan Officer in Lewiston. “We’re enthusiastic to welcome Pam back to our lending team.” said Chris Logan, Senior Vice President, Commercial Lending. -We are certain that her experience and knowledge will contribute to our lending team.- Settle, of Brunswick, is a graduate of the University of Southern Maine earning her degree in Economics. Pam is a past United Way Loaned Executive and member of the Oxford Growth Council Loan Committee. 

Androscoggin Chamber welcomes Canadian real estate agent, Turbo-tap to speak on foreign real estate investment

canadian and maine foreign home buyer A Major Canadian Real Estate Firm has been a major player for various years and experienced with infusion of foreign capital into a region of the lower mainland and specifically Vancouver.

Our community is experienced in influx of foreign investment from Asian sources, much alike many parts of the globe including England and Australia. Canada is a close neighbour and we wish to seek further guidance on how to capitalize on this opportunity and protection for our local residents.

Opportunities, Threats, Strenghts and Weaknesses will be discussed about foreign property investment into our area.

The single-family home sales rose to a healthy value from March 2017. The Main Listings report indicated that the Median Sales Price (MSP) rose to $191, 000 in March, which was a 4.66 percent increase as compared to 2016 March values. Besides, the home sales grew by almost 9.18 percent in 2017 March as compared to the same month last year.

According to May 2017 Maine Housing Report, there was a decline of 8.85 percent in existing single-family homes sales due to a relatively low inventory. However, the Maine Listings indicated a 5.12 percent rise in the Median sales price of up to $200,000 for 1,524 homes sold.

With single-family home sales across Maine dropping by 3.1 percent, most communities in the larger Portland area also registered a significant decrease in sales as compared to 2016 values. This was followed by several other towns that recorded a double-digits drop in single-family sales. However, Cape Elizabeth, Falmouth and Scarborough registered values that reflect an increase in sales as compared to last year’s statistics.

The pricing and price appreciation of single-family homes in Maine is significantly below that of Cumberland York Counties. Besides, almost every town in the larger Portland area recorded an increase in sales in the first four months of 2017 as compared to 2016 values. The pricing yet tends to grow upwards in both Maine and in the greater Portland area.


Business Service Center at KeyBank Plaza
415 Lisbon Street
PO Box 59
Lewiston ME 04243-0059

Tel: 207.783.2249
Fax: 207.783.4481